Articles on: Credit

What is a soft credit check?

A soft credit check is an inquiry into your credit report that does not impact your credit score. We may use this kind of credit check during your application. Some applications will result in a hard pull of your credit early on - it will depend on your loan purpose and type. You will be prompted at the time of the credit pull and told whether to expect a hard pull or a soft pull. If you have any concerns, please contact your Loan Guide for assistance.

Updated on: 28/11/2023