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• What relatives can give a gift?

  Gifts can be from any family member — parent, step parent, sibling or step sibling, grandparent, uncle/aunt or cousin.Some readers

• Can I add grants later on in the process?

  Yep! You can add a grant up to 5 days prior to closing. Please let your Loan Guide know if you’re applying for a grant and where you are in the application process.Some readers

• Who can I get a gift from?

  Only your family members can give you a gift, so you might want to start upping your visits to your Grammy. Contact your Loan Guide to confirm the gift source is ok to use.Some readers

• Can you get a grant for me?

  All grants are offered through the local governing authority — they all have different guidelines for acceptance, and all have to be applied for by the individual requesting the grant. We can help with any information they need from the lender, but we can’t apply for the grant for you.Some readers

• Can my fiance give me a gift?

  Yes, a fiance counts as a family member.Some readers

• How do I prove I’m getting a gift from a relative?

  We’ll give you a gift letter verifying the source of the gift, then we track the funds transferred to you. We’ll need a copy of the gift check, proof that the gift giver has access to the funds (a bank statement) and verification that you have deposited the gift into your own account.Some readers

• How do I apply for a grant?

  Contact the Housing Authority in the property's area to see if they offer any homebuyer grants. If they do, then they will have the steps and an application for you to fill out. We’ll happily provide any information they require from us.Some readers

• Is there a limit to the amount of gifts I can get?

  Nope.Some readers

• How do I prove the source of a gift?

  We’ll need a copy of the gift check, proof that the gift giver has access to the funds (a bank statement) and verification that you have deposited the gift into your own account.Some readers

• Can I get cash for a gift?

  Since we have to be able to track the source of the gift, we can’t use cash. We have to track it going from the gift givers bank account to yours.Some readers

• What if I don't have the grant yet?

  Typically you need to have a home picked out prior to applying for a grant, but not always. Contact your town, or county Housing Authority and they can give you the details on the guidelines.Some readers

• Why can’t I get a grant?

  All grants are offered through the local governing authority. They all have different guidelines for acceptance — get in touch with your local Housing Authority for their guidelines.Some readers

• Am I guaranteed to get a grant if my county offers one?

  We can’t answer that one, we’re afraid. All grants are offered through the local governing authority. They all have different guidelines for acceptance — get in touch with your local Housing Authority for their guidelines.Some readers

• What if I don't know the exact amount of the gift?

  You can pause the application and get confirmation of the amount, or you can just estimate what you think the gift amount will be. Then just jump right in where you left off.Some readers

• Does Beeline offer grants?

  Nope — actually no lenders do. We work with you and the grant authority to help make it happen.Some readers

• How long does it take to get a grant?

  All grants are offered through the local governing authority, and they all have different guidelines for acceptance. Get in touch with your local Housing Authority for their guidelines.Some readers

• What if I don’t know the legal or exact name of the group giving me the grant?

  All good, we can find that information in the grant application. We’ll need a copy of the application and the approval from the grantor.Some readers

• Can I get a gift from my partner if we’re not married yet?

  Sure! As long as your partner is going on the deed with you.Some readers

• Can I get a gift from my live-in partner?

  Sure! As long as they’re going on the deed with you.Some readers

• Why can’t I get a gift from a non-relative?

  We need to be sure it’s a genuine gift (not a temporary loan) and the chances of it being a loan are far more likely if you’re not related.Some readers

• My gift is coming from outside of the US, how do I get you that info?

  You’ll need to get your Loan Guide involved to help here — we’ll need to know what country the gift is coming from and possible help with translation. After that, we’ll verify the gift the same way we would if it were coming from within the US. We’ll need a copy of the gift check, proof that the gift giver has access to the funds (a bank statement) and verification that you have deposited the gift into your own account.Some readers

• What if I don't have the gift yet?

  That's ok — for the application we just need to know the source of the gift and the amount. We'll confirm the transfer of the gift in the loan process.Some readers

• When do I need to get the gift paid to me?

  As soon as possible really, but you should plan on having the gift funds in your name when you provide the purchase and sale agreement. We'll need to verify and source the gift funds so the sooner we can start, the better.Some readers

• How do I know if I qualify for a grant?

  All grants are offered through the local governing authority — they all have different guidelines for acceptance. Get in touch with your local Housing Authority for their guidelines.Some readers