We charge a flat fee for Loan Origination. People get a kick out of a flat fee because it means they know what they're paying up-front, so they don't have to worry about it changing after they lock. And it's less than most other lender's fees too, which is a pretty sweet cherry on top.

Our Origination Fees are:

$649 for conforming purchase loans
$999 for conforming refi loans
$1999 for non-conforming (DSCR/Jumbo) loans

There are also costs associated with the title work, credit services, flood certification and town/county fees for a home loan. Your Loan Estimate will break these down for you, see a sample LE here.
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