• What kind of loans can I get with Beeline?

  We do purchases, cash out refinances, and rate-term refinances We can help you out with a large variety of loan types, including: Conventional FHA VA DSCR Bank statement Fix-n-flip Bridge HELOC and Home Equity Loans Texas Cash Out Home Equity Don't see the loan you're looking for here? Don't worry — we can still help you. Get in touch to chat to a Loan Guide about your specific situation.Featured

• Can I use Beeline to buy an investment property or second home?

  We specialize in investment properties at Beeline and have helped many of our customers buy or refinance multiple investment properties. We have a lot of loan options depending on your situation. We have also helped many people buy their second home.Featured

• What is the difference between a fixed-rate and adjustable-rate mortgage (ARM) loan?

  A fixed-rate home loan has a rate that is fixed, meaning that it does not change for the life of the loan. These loan options are much safer and predictable than ARM options, and have terms that range from 10-30 years, with the 30 year fixed option being the most common An adjustable-rate loan will have an initial period where the rate is fixed, after which it will change periodically for the life of the loan. If you’re confident which side you fall on, go for it, otherwise talk it through wiFeatured

• Does Beeline do Texas Cash Out Home Equity Loans?

  Yes. In Texas, a Cash Out Home Equity Loan is when you reduce the equity you have in your home by taking out cash from your primary residence. It’s not a 2nd mortgage or a HELOC.Featured

• Does Beeline do Jumbo loans?

  Yes, we can help you with a Jumbo loan.Featured

• Does Beeline do VA loans?

  Yes, we can help you with a VA loan.Featured

• What is an FHA loan?

  An FHA loan is a government-backed mortgage insured by the Federal Housing Administration. FHA loans offer an alternative to conventional loans with as low as 3.5% down payment, lower credit score requirements and a higher debt to income threshold. Discuss your goals with a Loan Guide today and they will be able to match you with the best loan option for you!Featured

• Can I borrow for multiple properties and consolidate on the same loan?

  If you're looking to buy multiple properties on one loan, you'll need to speak to a Loan Guide about your options. Get in touch or contact our commercial team directly at [email protected].Few readers

• Will my monthly payments change during the loan term?

  For fixed rate loan options, your rate, as well as your monthly principal and interest payment will not change, however if you escrow your property taxes and/or homeowner insurance, those can increase over the life of the loan and increase the total amount you pay each month.Few readers

• How do I find out if the condo I want to buy qualifies for financing?

  Easy! Just give your Loan Guide the name of the development or HOA association and we’ll check for you.Few readers

• Can I include my HOA fees with my home loan payment?

  HOA fees are handled outside of the home loan — your HOA will bill you for direct payment. While we do include the fee in your housing expenses, it’s not collected as part of your home loan like property tax and insurance.Few readers