• Where is Beeline available?

  Right now, we're in Alabama, Arizona, Arkansas, California, Colorado, Delaware, DC, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Wisconsin. And adding new states all the time!Featured

• Will Beeline service my loan?

  No. We handle the application processing, closing and funding, at which point, your loan is transferred to an investor who services your loan.Featured

• Is Beeline safe to use?

  Absolutely — our tech currently exceeds the minimum security industry requirements. Protecting your data and ensuring it’s only used for the purpose of your Beeline experience is taken very seriously. We use bank-level encryption, and are constantly monitoring our site to make sure it’s secure. We don’t sell your data or use it in any way other than covered in our Privacy Policy and Terms of Use. We’re GDPR, CCPA and PII compliant — GDPR and CCPA stands for General Data Protection Regulation andFeatured

• Who’s behind Beeline?

  The founding team shared a belief that home buying should be celebrated, not endured. So in early 2019 Nick Liuzza, Peter Gonzalez, Greg Ellis, Jay Stockwell, Cam Slabosz and Jessica Kennedy started making a Beeline. Read how it all unfolded here.Featured

• How is Beeline different to other lenders?

  We’re plenty different. While we’re a lender, we want you to focus on the excitement of your new home or the extra freedom a refi can bring. Taking you there is more important than the loan itself. As for the loan, we’ve compressed the entire meandering journey into a Beeline, removing steps and automating others. Applying with other lenders means typing answers off the top of your head, and verifying them later with a bunch of docs. The pre-approval and rate you get in the meanwhile isn’tFeatured

• Where is Beeline located?

  Beeline is based in Providence, Rhode Island in the Rising Sun Mill at 188 Valley Street. It’s a historic textile mill and a lovely place to work. Our team helps realtors and buyers throughout the US and others work remotely from Europe and even Australia.Featured

• How is Beeline able to streamline the process so much?

  Simple. We’ve removed unnecessary steps and paperwork. Collecting and verifying your actual bank, pay and tax info instantly means you get a more certain outcome, sooner. And the other cool part? It’s way less work for you, during and after your application. It also means fewer documents and less internal review is needed from our end. Instead of waiting for a sequence of steps to play out, it happens faster and we trigger the appraisal and title earlier. Having closing in-house also makes iFeatured

• Is Beeline a lender?

  Yes. We take care of you from application right through to closing — so we’re accountable to you and are your single point of contact the whole way.Featured

• Why does Beeline exist?

  The ‘little guy’ wanting a loan can feel so small in contrast to the 500 pound bank or mortgage lender holding all the power. We’ve got the money. You don’t. So we’re inverting the power imbalance — making it less about the loan and more about feeling at peace and excited about the new place or the sense of freedom a refi can bring. Oddly enough, while we’re using technology and machine learning to remove steps, we feel the most novel additions are old-fashioned accountability, responsivenesFeatured

• Why should I use Beeline?

  Instead of typing answers to endless tricky questions, we link directly to your actual numbers to get them straight from their source. Your bank, pay and tax info is collected and verified instantly. Saves you a ton of work applying. Fewer docs to find later, because we do a lot of the verification instantly. Instead of a flakey pre-approval, you’ve got a reliable purchase-ready™ or refi-ready approval™. Our rates are low because fewer people are needed. They are rates you’ll actuallyFeatured

• How does Beeline work?

  Beeline is designed to remove the paperwork and guesswork from applying for a loan, so you can be certain about where you stand and your rate as early as possible. We’re able to get these accurate outcomes by using actual numbers and instantly verifying them as you log in to bank, pay and tax info. It means there are far fewer questions to answer, and less verifying work for you to do later — digging through your attic for reams of docs. That’s why your Purchase or Refi-Ready Approval reallyFeatured

• How much faster is Beeline compared to other lenders?

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• Is Beeline a fully online application?

  Heck yes! And if you need a little help, Loan Guides are available to help every step of the way.Few readers