• Why is a purchase-ready approval better than a normal pre-approval or pre-qual letter?

  Our Purchase-Ready Approval uses actual numbers that are collected and if you connected your assets (bank accounts, etc.) verified instantly so it’s more reliable than a typical pre-approval. We grab your bank, pay and even your tax info so we don't need to ask as many questions and can do in just minutes. You can then take the Purchase-Ready Approval to shop for a home!Featured

• What is a Purchase-Ready Approval?

  Our Purchase-Ready Approval uses actual numbers that are collected and if you connected your assets (bank accounts, etc.) verified instantly so it’s more reliable than a typical pre-approval. We grab your bank, pay and even your tax info so we don't need to ask as many questions and can do in just minutes. You can then take the Purchase-Ready Approval to shop for a home!Featured

• How long does my Purchase-Ready Approval last?

  Your Purchase-Ready Approval lasts about 30 days, depending on these few things — what you've done since you got your Purchase-Ready Approval (any new credit etc), whether there’s been any market movement (so changes to base interest rate, for example). Your Purchase-Ready Approval is based on a bunch of different kinds of information including your income, asset and liability info. If you happen to find your place after those 30 days, you just sign in and refresh your Beeline Profile. ThenFeatured

• How long does it take to get a purchase-ready approval letter?

  We use tech and machine learning to create an application process that is speedy and intuitive. We use actual numbers that are collected and verified instantly so you get more certainty, sooner. During 5 steps, 100% online, we grab your bank, pay and even your tax info so we don't need to ask as many questions later. Ideally, you'll make it through the 5 steps in about 15 minutes (give or take) and have a super reliable Purchase-Ready Approval not long after that.Featured

• Will a realtor take a purchase-ready approval more seriously?

  Realtors will take a Purchase-Ready Approval more seriously because they can clearly see the amount you can borrow and the extent of verification already completed. They’ll know they have a truly ‘purchase-ready’ buyer, so you and the realtor can spend your time efficiently to find the place you want and then negotiate with confidence.Featured

• Is it free to get a Purchase-Ready Approval?

  There’s no charge for an application or your Purchase-Ready Approval.Featured

• What is a pre-qualification?

  A pre-qualification is a basic review of your finances to determine if you would qualify for a home loan. In general, a pre-qual is based on unverified information you provide and doesn’t include a credit check or any documentation, so it’s not really a firm guarantee of a loan.Few readers

• How accurate is a Beeline Purchase-Ready Approval?

  Because it’s based on your actual numbers, a Purchase or Refi-Ready Approval is super accurate and gives you the certainty you need to know exactly where you stand and get what you want.Few readers

• While reviewing my profile I noticed I made a mistake that affected my purchase-ready approval. How do I fix this?

  Reach out to your Loan Guide and they can help you get it corrected.Few readers

• Can I change my Purchase-Ready Approval letter?

  Once you have your Purchase-Ready Approval letter, you can easily update the amount to suit (as long as it's not more than your approved amount, obviously!)Few readers

• How long is my home loan rate quote good for?

  Rates can change every day (and even multiple times a day), so until you lock, the rate may change.Few readers